January 30, 2026
Completing driver’s ed can help teen drivers qualify for an auto insurance discount—but it’s not automatic, and the rules vary by insurer and state. This guide explains what typically counts as “driver’s ed” for insurance, how to claim the discount, and which other savings often make the biggest difference for teen premiums. Key Takeaways The […]
January 21, 2026
A rideshare endorsement (sometimes called a Transportation Network Company (TNC) endorsement) is an optional add-on you can attach to your personal auto insurance policy if you drive for rideshare apps like Uber or Lyft. The goal is simple: it helps reduce coverage gaps that can happen when you’re driving for pay, but you don’t carry […]
November 19, 2025
Budget-conscious drivers are always searching for the cheapest possible car insurance — ideally with nothing due upfront. While many insurers advertise “$0 down” or “no deposit” options, the reality is that you’ll almost always need to pay something to start coverage (usually your first installment, plus any policy fees). In other words: true no-deposit car […]
November 18, 2025
If you’re injured in a car accident that is not your fault, the at-fault driver (through their insurance company) is ultimately responsible for many of your accident-related damages—including medical bills, lost wages, and pain and suffering. But here’s the part that surprises people: the at-fault driver’s insurer usually doesn’t pay your medical bills “as you […]
November 7, 2024
President Donald Trump’s victory in the 2024 election—and his return to the White House in January 2025—has a lot of drivers asking the same question: will auto insurance get cheaper or more expensive? Here’s the reality: the president doesn’t set your car insurance rate. Auto insurance is regulated primarily at the state level, and insurers […]
November 24, 2023
Collector cars have different insurance needs than ordinary vehicles — especially if you only drive yours on nice weekends, store it for months at a time, or have it mid-restoration. The biggest difference is how your car is valued. Most specialty “classic/collector” policies use agreed value (you and the insurer agree on a value up […]
October 10, 2023
You can sue your car insurance company—but only in certain situations, and the “right” lawsuit depends on who caused the problem: the at-fault driver, their insurer, or your insurer. Most accident-related lawsuits are filed against the at-fault driver (and handled by the at-fault driver’s insurance). But if your own insurer wrongfully denies, delays, or undervalues […]
July 15, 2023
If you were rear-ended, you may be entitled to compensation for injuries, vehicle damage, and related expenses. There’s no single “average” rear-end collision settlement that applies to everyone. Many claims resolve in the low thousands to low five figures, while serious injury cases can climb into six or seven figures (and sometimes more) depending on […]
June 7, 2023
Everyone makes mistakes. If you lock your keys in your car, you usually have a few safe, fast ways to get back in—without damaging the door, window, or weather stripping. Start with the simplest fix (a spare key or remote unlock). If that doesn’t work, roadside assistance through your insurer or AAA can typically dispatch […]
April 17, 2023
Some insurance experts recommend raising your deductible to save on car insurance. But does raising your deductible actually lower your premium? In most cases, yes. A higher deductible usually means a lower premium—because you’re agreeing to pay more out of pocket if you file a claim. Keep reading to learn how deductibles work, how much […]
March 19, 2023
If you move to a new address, your car insurance rate can change—sometimes dramatically. Insurers price policies based partly on where your vehicle is garaged (where it’s usually parked overnight), so even a move across town can shift your premium. A new ZIP code can raise or lower rates by double digits, and moving to […]
March 9, 2023
You may have gap insurance (also called “GAP” or “guaranteed asset protection”) on a financed or leased vehicle. If you no longer need it—or you’re paying for it through the wrong place—you may be able to cancel your coverage and get money back. In most cases, canceling is straightforward: contact the company that sold you […]
March 1, 2023
If you’re hit by an uninsured driver, you can still get paid — but your own policy often pays first (UM/UIM, PIP/MedPay, and/or collision). After paying, your insurer may try to recover what it spent from the at-fault driver through subrogation (demand letters, repayment plans, or a lawsuit). Recovery depends on whether the driver has […]
February 27, 2023
Need a tow but don’t want to get hit with a huge bill? The good news: a “free” tow is often already hiding in benefits you pay for—your car insurance, new-car warranty, roadside membership, credit card, or even certain phone-plan perks. The key is knowing where to look and what limits apply (miles, dollar caps, […]
February 26, 2023
Some vehicles have a clean history, while others do not. Fortunately, there are a few reliable ways to check whether a car has been in a serious accident — and you can do most of them in under 10 minutes. Today, you can look up a vehicle’s VIN (Vehicle Identification Number) to check for red […]
February 19, 2023
Some car dealerships can help you arrange temporary coverage so you can drive off the lot the same day. But in many cases, you don’t actually need the dealership’s temporary insurance. Your personal auto policy may already cover newly purchased vehicles for a short window (often called a “newly acquired vehicle” grace period), as long […]
January 11, 2023
Most states require new residents to switch an out-of-state driver’s license within 30–90 days (sometimes sooner). Use the checklist below to prep your DMV visit, bring the right documents, and avoid a second trip. If you move to a new state, you’ll usually need to update your driver’s license (and often your vehicle registration) within […]
December 9, 2022
Seniors have plenty of options for car insurance — from household-name brands to regional companies with excellent service. Some seniors want the cheapest possible auto insurance. Others want the best overall value, better claims service, or extra perks (like accident forgiveness or disappearing deductibles). The “best” company depends on where you live, how much you […]
December 8, 2022
If you are financing a car, your lender will require you to carry certain minimum insurance coverages. That’s because your car is the collateral for the loan. Until it’s paid off, the lienholder (the bank, credit union, or finance company) wants proof the vehicle is protected if it’s stolen, totaled, or seriously damaged. In most […]
November 28, 2022
When shopping for car insurance, it helps to think about risk — including the risk of being involved in a crash. There’s no single “odds of a car accident” number that applies to everyone. Your risk changes based on how much you drive, where you drive, when you drive, your driving habits, and even the […]
November 12, 2022
Cheap auto insurance for your small business isn’t always “easy” — but it is doable when you shop the right way. The key is getting the right type of policy (so claims don’t get denied), choosing coverage that matches your real risk, and comparing quotes from multiple commercial insurers and agents. Here’s what to know […]
October 31, 2022
AAA is the largest and best-known roadside assistance provider in the United States. If you have AAA, you can request a AAA technician to help with a flat tire. In most cases, AAA will put air in the tire first. If that doesn’t solve the problem, the technician can install your inflated spare tire. If […]
October 27, 2022
Allstate Motor Club (often marketed as Allstate Roadside) is a standalone roadside assistance service you can buy even if you don’t have an Allstate auto insurance policy. It’s a popular alternative to AAA for drivers who want on-demand help for towing, lockouts, jumpstarts, flat tires, and fuel delivery—plus extra perks depending on the plan. Is […]
October 24, 2022
Luxury cars are expensive to buy and expensive to repair — and that often makes them expensive to insure. But “luxury” doesn’t automatically mean “sky-high premiums.” Some luxury brands and models are surprisingly affordable to insure, especially entry-level sedans and small SUVs with strong safety tech and widely available replacement parts. Below you’ll find (1) […]
October 21, 2022
Allstate Rewards was a points-based program that rewarded some drivers for participating in Allstate’s telematics programs (like Drivewise) and redeeming points for things like gift cards, discounts, and sweepstakes. But here’s the important update: Allstate discontinued the separate “Allstate Rewards” points program in October 2023. That means you generally can’t earn new Allstate Rewards points […]