Allstate Rewards Review
Last Updated on December 15, 2025
Allstate Rewards was a points-based program that rewarded some drivers for participating in Allstate’s telematics programs (like Drivewise) and redeeming points for things like gift cards, discounts, and sweepstakes.
But here’s the important update: Allstate discontinued the separate “Allstate Rewards” points program in October 2023. That means you generally can’t earn new Allstate Rewards points the way you could in prior years.
Allstate can still “reward” safe drivers — but today it’s typically done through insurance pricing/discounts or policy credits tied to programs like Drivewise, not a standalone points marketplace.
Key Takeaways
- Allstate’s standalone “Allstate Rewards” points program (gift cards/sweepstakes/marketplace redemptions) was discontinued in October 2023.
- Today, Allstate “rewards” safe driving mainly through telematics-based pricing, discounts, or policy credits (often via Drivewise), not a points catalog.
- Milewise may be a better fit than telematics discounts if you’re a genuinely low-mileage driver and it’s offered in your state.
- If you don’t want tracking, focus on traditional ways to save: bundling, multi-car, pay-in-full/autopay, and other Allstate discounts.
What Is Allstate Rewards?
Allstate Rewards was Allstate’s points-and-redemption portal. Drivers could earn points by participating in certain safe-driving activities and promotions, then redeem points for offers like gift cards and sweepstakes entries.
As of today, the traditional points-based Allstate Rewards program is discontinued. If you’re searching for “Allstate Rewards” now, you’ll usually be directed to Allstate’s broader app and account tools instead of a rewards catalog.
What Replaced Allstate Rewards?
Instead of earning points to spend on merchandise, Allstate’s current “rewards” for safe driving are more commonly tied to your auto policy through:
- Drivewise: a telematics program in the Allstate app that tracks driving behavior (like speed, braking, and time of day) and may reward safe driving with discounts or policy credits, depending on your state and policy.
- Milewise: a pay-per-mile option designed for low-mileage drivers that can lower costs if you don’t drive much (availability varies). See our Allstate Milewise review.
Who Is Eligible for Discounts Through Drivewise or Milewise?
You generally need to be an Allstate customer to apply telematics-related savings to your premium. (In some cases, programs can be offered differently by state and underwriting company.)
Drivewise: Allstate’s telematics program is driver tracking through the Allstate app. Safer habits can help you earn better results over time.
Milewise: Allstate’s pay-per-mile option can be a good fit if you drive fewer miles per year than the average driver.
What Does Allstate Track With Telematics?
Telematics programs vary by state, but Allstate’s safe-driving programs may track factors like speeding, braking, driving time (night driving), and trip details through your phone’s sensors/GPS and/or a device (depending on the program and market rules).
If you want a technical example of the kinds of data that can be collected via an in-vehicle telematics device, Arity (Allstate’s telematics provider/affiliate) lists device data categories here: https://arity.com/device-data/
Is Allstate Rewards Worth It Today?
If you mean the old points-based Allstate Rewards, it’s no longer something most drivers can actively “use” or earn through in the way the program originally worked.
If you mean whether it’s worth using Allstate’s current safe-driving and low-mileage programs, it depends. Drivewise and Milewise can be valuable for the right driver — but you should understand the tradeoffs:
- Potential savings vs. variability: the same driver can see very different results depending on state, mileage, driving patterns, and Allstate’s pricing model.
- Privacy: telematics requires sharing driving data. If that’s a dealbreaker, ask Allstate about traditional discounts instead.
- Risk of a worse outcome: in some states/program designs, telematics can affect pricing up or down depending on driving behavior.
If you want to save with Allstate without telematics, focus on standard discounts (bundling, pay-in-full/autopay, good student, multi-car, etc.). See: Allstate discounts.
FAQs About Allstate Rewards
Final Word on Allstate Rewards
Allstate Rewards used to be a points-based marketplace tied to safe-driving participation — but the standalone points program has been discontinued.
Today, if you want “rewards” from Allstate, the more realistic path is enrolling in programs like Drivewise or comparing low-mileage options like Milewise (where available), then comparing your results to quotes from other insurers.
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