Privacy Policy
Effective Date: January 5, 2026
1. Introduction
Thank you for visiting Insurance Panda’s website (“Insurance Panda,” “we,” “us,” or “our”). This Privacy Policy explains what information we collect, how we use it, and the choices you may have about your information.
This Privacy Policy should be read together with our Terms of Service. By using our website, you acknowledge that you have read and understand this Privacy Policy.
2. Personal Information We Collect
When you use our website—especially when you request insurance quotes—you may be asked to provide certain information. Depending on what you submit and which quote partner you’re matched with, this may include:
- Contact details (such as name, email address, mailing address, and phone number)
- Basic personal details (such as date of birth)
- Household and driver details (such as marital status, education, and occupation)
- Property/vehicle-related details and coverage preferences (such as location, vehicle details, and desired coverage)
Quote partners: If you choose to submit information to request quotes, we may share the information you provide with insurance carriers, agents, or other third-party partners so they can respond to your request. Those partners may collect and use your information under their own privacy policies and terms.
Data retention: We retain personal information for as long as reasonably necessary to (1) provide the services you request, (2) maintain our relationship with you, (3) comply with legal obligations, (4) resolve disputes, and (5) enforce our agreements. Retention periods can vary based on the type of information and why it was collected. We take reasonable steps to delete or de-identify information when it is no longer needed.
3. Non-Personal Information We Collect
We may collect information that does not directly identify you, including information collected automatically when you visit our website. This may include IP address, device and browser information, operating system, referring URLs, pages viewed, links clicked, approximate location, and similar usage data. Some of this information may be considered personal information under certain laws when it is linked or reasonably linkable to you.
4. How We Use Information
We may use information we collect for purposes such as:
- Providing, operating, and improving our website and services
- Facilitating insurance quote requests and matching you with quote partners
- Responding to inquiries and providing customer support
- Sending administrative messages (such as confirmations or service-related notices)
- Sending marketing emails if you opt in (and honoring opt-out requests)
- Measuring website performance, troubleshooting, and analyzing traffic and engagement
- Detecting, preventing, and addressing fraud, abuse, or security incidents
- Complying with legal obligations and enforcing our agreements
5. Cookies and Similar Technologies
We may use cookies, pixels, and similar technologies to help our website function, remember preferences, understand usage, and support advertising or affiliate relationships. Cookies may be set by us or by third parties.
Your choices: You can often control cookies through your browser settings and may be able to delete existing cookies. If you disable cookies, some features of the website may not function properly.
Do Not Track Signals
Some browsers offer a “Do Not Track” (DNT) setting. Because there is not currently a universally accepted standard for how websites should respond to DNT signals, we do not respond to DNT signals in a uniform way. We may allow third parties (such as analytics or advertising partners) to collect information about your online activities over time and across different websites when you use our website.
6. Third-Party Websites
We may link to third-party websites. We do not control and are not responsible for the privacy practices of third parties. We encourage you to review their privacy policies before providing them with information.
Some links on our website are sponsored by advertising or affiliate partners and may generate revenue for us. This means we may get paid if you click a link and buy or sign up for something on a third-party website. This does not change the content standards we aim to follow on our site. Please read our advertiser disclosure here.
7. How We Share Information
We may share information in the following circumstances:
- Quote partners and insurance providers: If you request quotes or otherwise submit information through our site, we may share your information with third-party partners so they can provide quotes, offers, or follow up with you.
- Service providers: We may share information with vendors who perform services on our behalf (such as website hosting, analytics, customer support, email delivery, and security services). They are permitted to use information only to provide services to us.
- Advertising/analytics: We may share or make available information (including online identifiers and browsing activity) with analytics and advertising partners to measure performance and support marketing.
- Legal and safety: We may disclose information if we believe in good faith it is necessary to comply with law, protect rights and safety, or prevent fraud or abuse.
- Business transfers: If we are involved in a merger, acquisition, financing, or sale of assets, information may be transferred as part of that transaction.
The following is a non-exhaustive example of a third-party service we may use:
8. Law Enforcement and Legal Requests
We may disclose information if we believe, in good faith, that doing so is reasonably necessary to comply with a law, regulation, legal process, or governmental request. If we receive a subpoena or similar request, we may (but are not required to) attempt to notify you where permitted.
9. Security of Information
We use reasonable administrative, technical, and physical safeguards designed to protect information. For example, we typically use encryption in transit where appropriate and limit access to information to authorized personnel and service providers.
However, no website or internet transmission is completely secure. We cannot guarantee absolute security, and you use the website at your own risk. We recommend using up-to-date anti-malware software and taking precautions to protect your devices and accounts.
10. Your Choices and Opt-Out Options
Email opt-out: You can unsubscribe from marketing emails by clicking the “unsubscribe” link in the footer of those emails. You can also send an opt-out request to office@insurancepanda.com with the subject line “Email Opt-Out.”
Quote partner communications: If you request quotes, third-party partners may contact you directly. To opt out of a partner’s communications, please follow the partner’s opt-out instructions or contact that partner directly.
Cookies: You can manage cookies through your browser settings (see Section 5). Where we offer additional cookie controls, you can use those tools to adjust preferences.
11. California and Other U.S. State Privacy Rights
Depending on where you live, you may have certain rights regarding your personal information—such as the right to request access, deletion, or correction, and in some states the right to opt out of certain types of data sharing (for example, for targeted advertising).
We intend to comply with applicable privacy laws, including California’s privacy laws. For more information, please see California’s privacy laws. To submit a privacy request, contact us using the information in Section 13. We may need to verify your identity before fulfilling certain requests.
12. Amendments
We may update this Privacy Policy from time to time. When we do, we will post the updated version on this page and update the “Effective Date” above. Your continued use of the website after an update means you acknowledge the updated Privacy Policy.
13. Contact
If you have questions about this Privacy Policy or want to submit a privacy request, contact us at:
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